Debt-to-Income Ratio Calculator

Calculate your DTI ratio — the percentage of gross monthly income that goes toward debt payments. Lenders use this to assess creditworthiness.

Monthly Income (Gross)
Monthly Salary / Wages
$
Spouse / Partner Income
$
Rental Income
$
Other Regular Income
$
Monthly Debt Payments
Mortgage / Rent Payment
$
Car Payment(s)
$
Minimum Credit Card Payments
$
Student Loan Payment
$
Personal Loan Payment
$
Alimony / Child Support
$
Other Monthly Debt
$